Permanent Life Insurance (Medical and Non-Medical)
Permanent life insurance is an umbrella term for life insurance policies that do not expire. The two primary types of permanent life insurance are whole life and universal life. Whole life insurance offers coverage for the full lifetime of the insured and its savings can grow at a guaranteed rate. Universal life insurance also offers a savings element in addition to a death benefit but offers different types of premium structures and earns based on market performance.
Is Permanent Life insurance right for me?
Permanent Life Insurance is right for you if you are looking to:
• Interested in whole life coverage
• Non changing premiums
• Looking for something that will cover the cost of your funeral and prepare your estate for the future of your family.
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