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Investments (Segregated Funds)


A segregated fund is derived from investments in securities such as bonds and stocks, the funds offer capital appreciation through investment up to specified maturity date. They also offer a life insurance death benefit if the owner dies before the contract matures. Most segregated funds offer a guaranteed payout of at least 75% to 100% of the premiums paid, which is an advantage over standard mutual funds where the investor has the risk of losing all of their investment.

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